The Walton State Bank has an opportunity for a Commercial Loan Officer in the Fort Lauderdale, FL and Miami, FL area. This position will play a vital role by facilitating and managing the commercial lending process. Primary responsibilities will be to access the credit worthiness of businesses and analyze their financial information to determine their eligibility for loans. You will work closely with clients to understand their financial needs, provide guidance and develop appropriate lending solutions. The ideal candidate should have a strong understanding of commercial lending practices, excellent analytic skills and a customer-centric approach.
Responsibilities:
- Evaluate credit worthiness
- Asses the financial health and creditworthiness of businesses by analyzing their financial statements, tax returns, credit reports and other relevant documentation
- Ensure compliance with lending policies, regulations and industry best practices
- Collaborate with clients and loan processors to structure loan transactions, prepare loan packages and ensure accurate and complete loan documentation
- Service and monitor an existing loan portfolio
- Bring ne loan opportunities to bank’s existing pipeline
Experience:
- Proven experience (2 years +) as a commercial loan officer with a solid understanding of financial statements, cash flow analysis and credit risk assessment
- Knowledge of excel is a must
- Strong analytical skills and problem solving skills to assess complex financial information and make informed lending decisions
- Demonstrated ability to build and maintain strong customer relationships with a customer-centric mindset and excellent interpersonal skills
- Good verbal and written communication skills to effectively interact with clients and colleagues at all levels
- Familiarity with commercial lending practices, loan structuring, documentation and regulatory requirements
Job Type: Full-time
Pay: $70,000.00 - $100,000.00 per year
Benefits:
- Flexible schedule
- Health insurance
- Paid time off
Physical setting:
Schedule:
Experience:
- Fair Housing regulations: 1 year (Preferred)
- Loan origination: 1 year (Preferred)
- Sales: 1 year (Preferred)
Ability to Relocate:
- Fort Lauderdale, FL: Relocate before starting work (Required)
Work Location: In person