Summary/Objective: Markets, originates, and closes residential real estate, maintain and grows our portfolio, construction, consumer loans and other Timberland Bank loan products. Ability to perform required tasks to maintain portfolio loans within the branch/office.
Requirements:
· High school diploma or equivalent.
· College coursework in business or finance is desirable
· Prefer two years combined experience in loan origination, loan processing, or other related fields.
· Formal or correspondent training in lending disciplines.
Essential Job Functions
· Interviews loan applicants. Counsels applicants on loan programs and options. Obtain necessary financial information to process loan applications.
· Input loan information on loan systems, verifies credit, identification, reviews documentation to calculate income, and analyzes the need for additional information. Prepares loan files to send for processing, underwriting, and action by Loan Committee and/or Board of Directors.
· Recommends terms and conditions of loans.
· Meets with drop-in and walk-in customers.
· Ensures compliance with state, federal and Timberland Bank lending policies.
· Outlines loan terms and loan commitments to borrowers; assists borrowers and processors with meeting conditions that are “subject-to” loan approval.
· Prepares and submits requests for loan modifications and advances.
· Obtains and updates applicant information required to convert and refinance construction loans to permanent financing.
· Manages matured files and other related information pertaining to residential properties that Timberland holds the mortgage to.
· Prepares and implements plans to meet or exceed branch/office loan production goals; conducts outside sales calls; maintains good working relationships with brokers and builders.
· Represents Timberland Bank to the local community in a professional manner.
Knowledge, Skills & Abilities:
· Demonstrates sales experience, ability to multi-task, be involved with outside organizations that helps promote Timberland Bank.
· Extensive knowledge of bank loan products and services.
· Extensive knowledge of banking industry rules, regulations, policies, and procedures.
· Ability to maintain their NMLS identification number.
Job Type: Full-time
Pay: $80,600.00 - $100,880.00 per year
Benefits:
- 401(k)
- Dental insurance
- Flexible spending account
- Health insurance
- Health savings account
- Life insurance
- Paid time off
- Vision insurance
Schedule:
- 8 hour shift
- Monday to Friday
- Weekends as needed
Experience:
- Outside sales: 1 year (Preferred)
Ability to Commute:
Ability to Relocate:
- Chehalis, WA: Relocate before starting work (Required)
Work Location: In person