Overall Responsibility
The Loan Processor II is responsible for researching and analyzing credit risks, assessing credit history, and approving or denying extension of credit to potential customers. This team member has contact with other company departments. This team member needs little or no supervision to accomplish their day-to-day tasks.
Key Areas of Responsibility
- Analyze credit data to determine the degree of risk involved in extending credit
- Make decisions to approve or deny the extension of credit within set credit authority established by senior management and State/Federal laws.
- Develop sufficient lot relationships that ensure volume objectives and credit quality.
- Ensure all queues are worked to acceptable service levels.
- Ensure proper documentation is received on all deals.
- Assist with Loan Processor I
- Assist with auditing.
- Assist with loan servicing and collections, as needed.
- Perform other duties as assigned.
- Conform with all company policies and procedures.
Objectives and Performance Targets
The goal is to help qualified applicants obtain loans in a timely manner and protect our organization's credibility. Loan processor duties and responsibilities will include analysis, appraisal and evaluation of loan applicants.
Job Type: Full-time
Pay: $17.00 - $19.00 per hour
Benefits:
- 401(k)
- Dental insurance
- Employee discount
- Health insurance
- Paid time off
Schedule:
Experience:
- Customer service: 1 year (Required)
Work Location: In person